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SUM Bible College and Theological Seminary : Overview, Courses, Scholarships & Rankings

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About SUM Bible College and Theological Seminary

Tucked into the Sierra foothills, SUM Bible College and Theological Seminary pairs rigorous study of Scripture with real ministry practice. Courses emphasize theology, leadership, ministry communication, and spiritual formation, with faculty known for current church and nonprofit experience. Resources include a quiet chapel and prayer spaces, study areas, tech supported classrooms, and library access, along with advising and mentoring that feel close to the ground.

Student life centers on worship gatherings, small groups, and service projects that spill into the region. And when books close, trails near Folsom Lake and trips to Sacramento offer easy resets. The campus culture is prayerful, hands on, and community minded, with a reputation for cross cultural engagement. Career preparation shows up through church placements, ministry partners, and mentors who open doors. A distinctive cohort network links learning to local church sites, so students grow where they already serve.

Key Institutional Details

Contact & Profile

Location: 1101 Investment Blvd. #200, El Dorado Hills, California, 95762, USA
Phone: +1 (916) 306-1628
Website: sum.edu
Unit ID: 447953

Academic & Institutional

Control: Private non-profit institution (tuition + donations)
Accreditation: WSCUC
Length of Study: Programs under 2 years (e.g. certificate or diploma)
Calendar System: Trimester system (three terms per year, often evenly spaced)
Award Levels: Associate's, Bachelor's, Master's
Carnegie Classification: Doctoral Universities: Very High Research 4-Year Focus - Medical Schools
Campus Setting: Located in a large suburb (outside principal city, 250,000+ population)
Tuition: In-state: $10,460 (Tuition $9,600 + Fee $860) · Out-of-state: $10,460 (Tuition $9,600 + Fee $860)
Student Profile:
Total Students: 508
Undergraduate: 312
Graduate/Other: 196
Male: 292 Female: 216
Applications:
Total Applicants: 95
Admitted: 61
Enrolled: 54
Acceptance: 64.2% Yield: 88.5%
Staff:

Degree Programs & Career Salary Prospects

Explore degree programs offered at SUM Bible College and Theological Seminary with detailed career prospects, starting salary ranges, and job opportunities in California. See what you can do with your degree and expected earnings after graduation.

How to use this guide:
Click on any academic field that interests you to expand and view available degree programs. Each program shows potential career paths, median salaries in California vs national averages, and job prospects for graduates. Perfect for answering "What can I do with my degree?" and salary expectations.
Theology (7)
Theological Studies, Ministry Preparation and Religious Leadership
39.0201 Bible/Biblical Studies. (Cert2y+, PostBacCert)
A program that focuses on the Christian and/or Jewish Bible and related literature, with an emphasis on understanding and interpreting the theological, doctrinal, and ethical messages contained therein. May include preparation for applying these studies in various religious vocations.

Graduate Career Earnings in California

Average graduate salary for this degree:
SOC Code Occupation US National California Avg CA vs US
21-2021 Directors, Religious Activities and Education $65,040 $80,880 +$15,840 (+24.4%)
25-1126 Philosophy and Religion Teachers, Postsecondary $88,210 $113,290 +$25,080 (+28.4%)
39.0501 Religious/Sacred Music. (Cert2y+)
A program that focuses on the history, theory, composition, and performance of music for religious or sacred purposes, and that prepares individuals for religious musical vocations such as choir directors, cantors, organists, and chanters.

Graduate Career Earnings in California

Average graduate salary for this degree:
SOC Code Occupation US National California Avg CA vs US
25-1126 Philosophy and Religion Teachers, Postsecondary $88,210 $113,290 +$25,080 (+28.4%)
27-2041 Music Directors and Composers $84,230 $90,130 +$5,900 (+7%)
39.0601 Theology/Theological Studies. (Cert<2y, Cert2y+)
A program that focuses on the beliefs and doctrine of a particular religious faith from the intramural point of view of that faith. Includes instruction in systematic theology, historical theology, moral theology, doctrinal studies, dogmatics, apologetics, and applications to specific questions of ecclesiastical polity and religious life.

Graduate Career Earnings in California

Average graduate salary for this degree:
SOC Code Occupation US National California Avg CA vs US
21-2011 Clergy $67,160 $71,100 +$3,940 (+5.9%)
25-1126 Philosophy and Religion Teachers, Postsecondary $88,210 $113,290 +$25,080 (+28.4%)
39.0602 Divinity/Ministry. (PostBacCert)
A program that prepares individuals for ordination as ministers or priests in any of the Christian religious traditions. Includes instruction in the theology and polity of a particular church, church law, liturgy and ritual, principles of pastoral ministry, homiletics, evangelism, church/parish organization and management, Christian ethics, church history, and related studies.

Graduate Career Earnings in California

Average graduate salary for this degree:
SOC Code Occupation US National California Avg CA vs US
21-2011 Clergy $67,160 $71,100 +$3,940 (+5.9%)
25-1126 Philosophy and Religion Teachers, Postsecondary $88,210 $113,290 +$25,080 (+28.4%)
39.0699 Theological and Ministerial Studies, Other. (PostBacCert)
Any instructional program in theological and ministerial studies not listed above, including preparation for religious vocations in faiths other than Christianity and Judaism.

Graduate Career Earnings in California

Average graduate salary for this degree:
SOC Code Occupation US National California Avg CA vs US
21-2011 Clergy $67,160 $71,100 +$3,940 (+5.9%)
21-2099 Religious Workers, All Other $49,830 $130,980 +$81,150 (+162.9%)
25-1126 Philosophy and Religion Teachers, Postsecondary $88,210 $113,290 +$25,080 (+28.4%)

Tuition, Fees & Estimated Costs

Overview of tuition rates, housing, and other annual education expenses for undergraduate and graduate students

Estimated Total Cost
(In-state)
$23,386
Estimated Total Cost
(Out-state)
$23,386
In-state Tuition (incl. fees)
$10,460
Tuition and fees for students residing in-state
Out-of-state Tuition (incl. fees)
$10,460
Tuition and fees for non-resident students
Room & Board
$7,380 (on) / $13,293 (off)
Housing and meal plan expenses
Books & Supplies
$800
Average yearly cost of books and study materials
Other Expenses
$4,746
Miscellaneous personal and institutional expenses
Other Expenses (with family)
$2,637
Estimated cost for students living with family
Graduate In-state Tuition (incl. fees)
$5,895
Graduate tuition rates for in-state students
Graduate Out-of-state Tuition (incl. fees)
$5,895
Graduate tuition rates for non-resident students

Financial Aid & Student Support

Summary of scholarships, grants, student loans, and financial aid statistics for undergraduate students

11%
FTFT Aid Recipients
Avg. Grant
$2,835
Avg. Loan
$3,668
Avg. Federal Loan
$3,668
Additional
Students with Any Grant
6
Students who received any type of grant aid
Students with Any Loan
1
Students who received any type of loan-based aid
Students with Federal Grant
3
Students who received a federal grant
Avg. Institutional Grant
$2,947
Average amount of institutional grant awarded
Show more financial aid data

Student Success Metrics

Graduation rates and post-graduation earnings to help assess student outcomes and long-term value of education.

46%
Graduation Rate
Percentage of students who successfully graduate from the institution
58%
First-Year Retention Rate
Percentage of first-year students who continue for a second year
Median Earnings Over Time
$19,863 – $51,604
Salary Range (25th–75th Percentile, 10 Years)
$19,863 (25th %) $51,604 (75th %)
*Median Salary After 10 Years: $35,418
Median Salary After 6 Years
$30,871
Average annual earnings of former students six years after starting college.
Median Salary After 10 Years
$35,418
Average annual earnings of former students ten years after starting college.

Loan Burden & Repayment Outcomes

Breakdown of loan repayment rates and student debt levels by income and dependency status.

3-Year Loan Repayment Rate
31.2%
Share of borrowers who repaid loans within 3 years
Repayment Rate (Graduates Only)
35.1%
Repayment rate among students who completed their program
Median Student Loan Debt
$26,677
Median federal loan debt of undergraduate completers at time of graduation.
Repayment by Income
Low 27.0%
Middle 29.4%
High 56.7%
Repayment by Dependency
Dependent 37.9%
Independent 22.7%

Frequently Asked Questions

Find answers to the most common questions about SUM Bible College and Theological Seminary

How much does it cost to attend SUM Bible College and Theological Seminary?

The annual tuition at SUM Bible College and Theological Seminary is $10,460 for in-state students. When including room and board, books, and other expenses, the total estimated cost is approximately $23,386 for in-state students. Additional costs include room and board $7,380 (on) / $13,293 (off) and books and supplies $800.

Data based on IPEDS program completions for 2022-2023 academic year. Tuition and cost estimates are approximate and may not include all fees, personal expenses, or transportation costs.

What academic programs and degree levels does SUM Bible College and Theological Seminary offer?

SUM Bible College and Theological Seminary offers 10 academic programs across 1 major fields of study, with available degree levels: Associate's, Bachelor's, Master's.

Most popular program areas include:

  • Theological Studies, Ministry Preparation and Religious Leadership (7 programs)

Data based on IPEDS program completions for 2022-2023 academic year. Numbers reflect programs where students graduated, not all offered programs.

What is the acceptance rate for SUM Bible College and Theological Seminary?

SUM Bible College and Theological Seminary has an 64.2% acceptance rate and a 88.5% yield rate, making it selective.

Admission statistics breakdown:

  • Total applicants: 95
  • Students admitted: 61
  • Students enrolled: 54

Data based on IPEDS for 2022-2023 academic year. Admission statistics may vary by program and application cycle.

What financial aid and scholarships are available at SUM Bible College and Theological Seminary?

SUM Bible College and Theological Seminary provides financial aid to 11% of first-time, full-time students, with average grants of $2,835 and average loans of $3,668.

Average financial aid amounts by type:

  • Pell grants: $2,723
  • Institutional grants: $2,947
  • Federal loans: $3,668

The university supports 6 students with grants and 1 students with loans annually.

Data based on IPEDS for 2022-2023 academic year. Financial aid amounts and percentages may vary by program, enrollment status, and individual circumstances.

What is the average salary for SUM Bible College and Theological Seminary graduates?

SUM Bible College and Theological Seminary graduates earn a median salary of $30,871 after 6 years and $35,418 after 10 years.

The salary range 10 years after graduation spans from $19,863 (25th percentile) to $51,604 (75th percentile).

Data based on IPEDS for 2022-2023 academic year. Salary data reflects graduates who received federal financial aid (approximately 60% of all graduates). Actual earnings may vary significantly based on program, location, and individual circumstances.

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