Insurance Studies: Program Overview, Universities, Careers & Salaries

Program Overview

Insurance Studies equips students with the analytical and strategic expertise needed to assess, manage, and mitigate financial risk across diverse organizational contexts. This program prepares graduates to design and implement effective insurance solutions that safeguard individuals, corporations, and public institutions against potential losses.

• Casualty Insurance and General Liability: Focuses on policies that protect against third-party claims for bodily injury or property damage, essential for businesses operating in high-risk environments.
• Property Insurance: Covers damage to physical assets such as buildings, equipment, and inventory, with an emphasis on risk assessment and claims management.
• Employee Benefits: Explores the design and administration of retirement plans, health benefits, and other compensatory programs that support workforce stability and engagement.
• Social and Health Insurance: Examines public and private systems that provide financial protection against medical costs, disability, and long-term care needs.
• Loss Adjustment: Trains students in evaluating and settling insurance claims efficiently and fairly, balancing organizational interests with policyholder rights.
• Underwriting: Develops skills in assessing risk exposure and determining appropriate premiums and coverage terms for insurance policies.
• Risk Theory: Provides a foundational understanding of probability, uncertainty, and decision-making models used in predicting and managing potential losses.
• Pension Planning: Focuses on structured retirement savings strategies, including defined benefit and defined contribution plans, with an emphasis on long-term financial sustainability.